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Crosby Insurance Group

Crosby Insurance Group
In Insurance

Home Insurance Trends in 2025

a picture of a home to depict home insurance trends for 2025

Home insurance is all about managing risk—specifically the risk of a residential property being damaged or destroyed. For most people, their home is their most valuable asset. If that home is not owned outright, a bank or other mortgage lender has a financial investment in it as well. So, it’s no wonder that purchasing home insurance is a prerequisite for…

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Crosby Insurance Group
In Retirement, Retirement Risks

“Longevity Risk” in Retirement

When you hear “risk of longevity,” what exactly is meant? Longevity refers to “long life” or “length of life.” Simply put, longevity risk is the risk that someone will outlive their wealth and available income. It’s a fact that people are living longer. Not only has the average life expectancy increased, but one out of every four 65-year-olds living today...
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Crosby Insurance Group
In Retirement

5 Things You Need to Know About the SECURE Act

The Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE) became effective Jan. 1, 2020. Here are the top five things you should know. 72 is the new 70½ The SECURE Act raises the age at which retirees must begin taking Required Minimum Distributions from the awkward age of 70-1/2 to an even age 72, allowing for a couple...
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