Medicare is meant to be a safety net for healthcare in retirement. Instead, many people find themselves with gaps in their coverage and unexpected expenses. At Crosby Insurance Group, we want to protect your bottom line and ensure you receive the best healthcare possible. To do this, we offer Medicare Supplement insurance (sometimes known as Medigap) to give you the most comprehensive coverage possible.
MEDICARE SUPPLEMENT INSURANCE
Understanding Medicare Supplement Insurance
Medicare Supplement insurance covers out-of-pocket costs due to a lack of Medicare coverage (Parts A and B). These costs may be copayments, coinsurance, or deductibles. When you enroll in a Medicare Supplement insurance plan, you can access a broader range of healthcare protections to ensure your health is managed.
What Does Medicare Supplement Insurance Cover?
Medicare Supplement Insurance can be tailored to cover your specific health needs. Some policies may be:
- Hospital Costs: Medicare may be unable to cover the full length of a hospital stay, this is where a supplemented policy may help.
- Medical Expenses: Medicare may not cover all costs for doctor visits and outpatient care, but supplemented insurance can help.
- Copayments and Coinsurance: copayments may be required for some visits, and supplementing these can save you in the long run.
- Skilled Nursing Facility Care: you may need care in a skilled nursing facility
- Emergency Overseas Travel: you may need emergency care when traveling overseas, and this can help.
Why You Need Medicare Supplement Insurance in Mt. Pleasant, SC
Healthcare costs can add up quickly, even with coverage like Medicare. Medicare Supplement Insurance can help you afford expenses that are not covered, such as things like a beloved care provider in Mt. Pleasant or nearby areas. When we help you find Medicare Supplement Insurance, we consider the medical community in the area and laws in South Carolina that may affect your Medicare and expenses so you can find something that works for your budget.
Why Choose Crosby Insurance Group?
At Crosby Insurance Group, we are dedicated to helping you find the right Medicare Supplement Insurance plan to meet your needs. Our experienced agents will:
- Assess Your Needs: we will look at your specific case, what care you need, and what gaps you face to help you find the best plan.
- Compare Plans: together, we can assess the different policies to find the best coverage options and rates.
- Provide Ongoing Support: we will continually help you with support and guidance by answering any questions you might have or assisting with claims by working with your adjuster.
Ask Us About Life Settlements
There are ways to help cover medical costs you have not considered, including life settlements. A life settlement allows you to sell your existing life insurance policy for a lump sum of cash. You can do this partially or wholly to free up cash flow in the event of retirement or a medical emergency. This is especially useful if you don’t have dependants or have other ways of providing for them. Our team can help you understand the process and determine if this is the right fit for you.
Contact Us
Protect your home with a customized homeowners insurance policy from Crosby Insurance Group. Contact us today to learn more about our home insurance options and get a free quote. Our team is ready to help you secure the best coverage for your home in Mt. Pleasant, SC.
INDIVIDUAL INSURANCE
BUSINESS INSURANCE
RETIREMENT SERVICES
INDIVIDUAL INSURANCE
BUSINESS INSURANCE
RETIREMENT SERVICES
